Found an award seat you want but don’t have the right points? Find the airline’s alliance below to see every loyalty program that can book it, what those points are worth, and which credit card points (Amex, Chase, Citi, Capital One, Bilt and Wells Fargo) transfer to each one.
Star Alliance
21 airlines · 10 programs can book them
NHANA
ACAir Canada
AIAir India
NZAir New Zealand
OZAsiana Airlines
OSAustrian Airlines
AVAvianca
SNBrussels Airlines
CMCopa Airlines
BREVA Air
MSEgyptair
ETEthiopian Airlines
AZITA Airways
LOLOT Polish Airlines
LHLufthansa
LXSWISS
SQSingapore Airlines
TPTAP Air Portugal
TGThai Airways
TKTurkish Airlines
UAUnited Airlines
Good to know
Not every program can book every Star Alliance airline, and airlines often keep their best seats for their own members. Search the program’s website for your exact flight before you transfer.
Lufthansa: Lufthansa keeps most First Class award seats for its own Miles & More members, mostly within two weeks of departure.
Singapore Airlines: Singapore keeps most of its best seats (Suites, long-haul Business) for KrisFlyer members.
Programs that can book flights on these airlines (availability varies)
Program
Value
Transfer from
Avianca LifeMilesHome program of AviancaBest for: No fuel surcharges on partner awards
1.62¢
Amex 1:1Citi 1:1Capital One 1:1Bilt 1:1Wells Fargo 1:1
Air Canada AeroplanHome program of Air CanadaBest for: No fuel surcharges on most partners; adds a stopover to a one-way for 5,000 points
1.46¢
Amex 1:1Chase 1:1Capital One 1:1Bilt 1:1
Singapore KrisFlyerHome program of Singapore Airlines
1.63¢
Amex 1:1Chase 1:1Citi 1:1Capital One 1:1
Turkish Miles&SmilesHome program of Turkish Airlines
1.10¢
Citi 1:1Capital One 1:1Bilt 1:1
United MileagePlusHome program of United Airlines
1.38¢
Chase 1:1Bilt 1:1
EVA Air Infinity MileageLandsHome program of EVA Air
—
Citi 1:1Capital One 4:3
TAP Miles&GoHome program of TAP Air Portugal
—
Capital One 1:1Bilt 1:1
ANA Mileage ClubHome program of ANA
1.40¢
Amex 1:1
Thai Royal Orchid PlusHome program of Thai Airways
—
Citi 1:1
Lufthansa Miles & MoreHome program of Austrian Airlines, Brussels Airlines, LOT Polish Airlines, Lufthansa, SWISS
1.75¢
No bank transfers
oneworld
16 airlines · 9 programs can book them
ASAlaska Airlines
AAAmerican Airlines
BABritish Airways
CXCathay Pacific
FJFiji Airways
AYFinnair
HAHawaiian Airlines
IBIberia
JLJapan Airlines
MHMalaysia Airlines
WYOman Air
QFQantas
QRQatar Airways
ATRoyal Air Maroc
RJRoyal Jordanian
ULSriLankan Airlines
Good to know
Not every program can book every oneworld airline, and airlines often keep their best seats for their own members. Search the program’s website for your exact flight before you transfer.
The Avios family: one currency, five programs
British Airways, Iberia, Qatar Airways, Aer Lingus and Finnair all use Avios, and you can move Avios between your own accounts in them at 1:1, free and instantly (avios.com → Move Avios). So a bank that doesn’t transfer to Qatar or Iberia can still get you there: send the points to British Airways, then move the Avios across. In the table those show as Chase 1:1 via BA.
Qatar links only to British Airways, so going to or from Qatar always takes two steps through BA (Qatar may ask for ID the first time). Going through BA works for Finnair too.
Each account must be at least 30 days old before it can send or receive Avios, and every account must be in your own name (same name and email).
Links are permanent, so link the right account the first time.
Programs that can book flights on these airlines (availability varies)
Program
Value
Transfer from
British Airways AviosHome program of British AirwaysBest for: Distance-based prices, so short flights are cheap
1.45¢
Amex 1:1Chase 1:1Capital One 1:1Bilt 1:1Wells Fargo 1:1
Qatar Privilege Club AviosHome program of Qatar AirwaysBest for: Qatar’s own Qsuites, priced by Qatar
1.45¢
Amex 1:1Chase 1:1 via BACiti 1:1Capital One 1:1Bilt 1:1Wells Fargo 1:1 via BA
Iberia AviosHome program of IberiaBest for: Off-peak Business Class to Spain
1.45¢
Amex 1:1Chase 1:1Capital One 1:1 via BABilt 1:1Wells Fargo 1:1
Cathay Asia MilesHome program of Cathay Pacific
1.55¢
Amex 5:4Citi 1:1Capital One 1:1Bilt 1:1
Qantas Frequent FlyerHome program of Qantas
1.28¢
Amex 1:1Citi 1:1Capital One 1:1
JAL Mileage BankHome program of Japan Airlines
1.30¢
Capital One 4:3Bilt 1:1
American AAdvantageHome program of American Airlines
1.67¢
Citi 1:1
Alaska Atmos RewardsHome program of Alaska Airlines, Hawaiian Airlines
1.65¢
Bilt 1:1
Finnair Plus AviosHome program of Finnair
1.45¢
Amex 1:1 via BAChase 1:1 via BACapital One 1:1Bilt 1:1 via BAWells Fargo 1:1 via BA
SkyTeam
13 airlines · 5 programs can book them
AMAeromexico
UXAir Europa
AFAir France
CIChina Airlines
DLDelta Air Lines
GAGaruda Indonesia
KLKLM
KQKenya Airways
KEKorean Air
SVSaudia
SKScandinavian Airlines (SAS)
VNVietnam Airlines
VSVirgin Atlantic
Good to know
Not every program can book every SkyTeam airline, and airlines often keep their best seats for their own members. Search the program’s website for your exact flight before you transfer.
Programs that can book flights on these airlines (availability varies)
Program
Value
Transfer from
Air France-KLM Flying BlueHome program of Air France, KLMBest for: Monthly Promo Rewards discounts
1.43¢
Amex 1:1Chase 1:1Citi 1:1Capital One 1:1Bilt 1:1Wells Fargo 1:1
Virgin Atlantic Flying ClubHome program of Virgin Atlantic
Before you transfer: find the seat on the program’s own website first. Transfers usually can’t be undone, and not every program sees every seat. Value is the program’s six-source average.
Ratios from The Points Guy’s transfer chart, checked against NerdWallet’s (October 2026). 5:4 means 1,000 bank points become 800. Hover over or tap a ⚠ to see why it’s flagged (the rate depends on your card, changed recently, or the two charts disagree). Citi ratios are for the Strata Elite and Strata Premier; Citi’s no-fee cards transfer at less. Limited-time transfer bonuses aren’t included.
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